How Much Does Employer Cover Health Insurance?

If you are a new employee in a company that offers health insurance, then it is important to know how much health insurance does employer cover. Many companies only offer health insurance as part of a benefits package to attract new employees. This means that the employees have to choose how much health insurance they want and have to buy it on their own. However, you don't have to worry about this and there are several different ways to get the information that you need. Here are some things that you can do to find out how much health insurance an employer offers you and how much it will cost you.

how much health insurance does employer pay

When you talk to your employer about health insurance, be sure to ask them for a copy of the employees handbook. This is a great place to start because it contains all the policies and details about what kind of coverage is offered and how much it will cost you. It will also include the co-pays, coinsurance and deductibles that you would have to pay on your own.

Another good way to find out how much health insurance does employer cover is to call your human resources department. They should be able to give you some good references to different insurance companies. However, if they can't help you there are several online sources where you can get the information that you need. You can get it from health insurance comparison sites or you can get it directly from your employer's website. Either way is a good way to make sure that you are getting the best coverage possible.