The Pros and Cons of Health Care Insurance Systems

Oct 2, 2021

Health care is the care or enhancement of health through the diagnosis, prevention, cure, treatment, or recovery of illness, disease, injury, and other mental and physical impairments in individuals. Health care providers deliver health care to individuals in hospitals, nursing homes, home health care agencies, private clinics, government and not-for-profit organizations, and public hospitals. There are different types of health care systems that include general, hospital-based, assisted living ...read more

Who Needs Health Insurance Today?

Sep 15, 2021

In the current state of the economy, most families in the United States do not have any type of health insurance coverage. The cost of health care is at an all time high and health insurance does not make payments for pre-existing medical conditions. As a result, many families in the United States are forced to pay large medical bills that exceed their income each month. Those families that are able to keep their medical bills low will be able to save money and provide their loved ones with th ...read more

How Much Health Insurance Does Employer Cover?

Sep 15, 2021

A question I get quite a bit is how much health insurance does employer cover. The answer varies from person to person but generally there is a standard rate that the employer pays for health insurance along with a standard deductible amount that the employee needs to pay. So, in general terms, how much health insurance does employer pay can be found by taking the annual salary of the employee and dividing it by the number of hours worked. In this case, the employee would only need to pay a cert ...read more

Which Health Insurance is Best?

Sep 15, 2021

Which health insurance is best? That is a question many Americans are asking these days as the cost of health care continues to rise. One thing that does stand firm however, is that if you want to save money on your medical bills, you need to have out-of-pocket expenses that do not exceed the amount of money that you would save by going with a preferred provider. If you're like most, your monthly paycheck just doesn't quite enough to cover the costs of your regular doctor visits, medications and ...read more

Should I Get Health Insurance Or Not?

Sep 15, 2021

If you have ever looked at the medical bills and realized that they are way above your budget, then you need to find out the truth about why you are paying so much for your health insurance. The first thing you need to do when you realize that you don't have health insurance is figure out whether you are getting it because of your age, the type of job you are in or for some other reason. If you are in need of a health plan then you are in a great place because there are many different types of ...read more

Is Health Insurance Like Car Insurance?

Sep 15, 2021

You have probably heard of car insurance and health insurance but are they the same thing? Well, actually they are not. Health insurance is a promise that the insurer makes to pay medical costs for you in case you get into an accident or your health gets damaged. Car insurance is totally different. It does not pay for anything until you get into an accident and then it will cover you. With health insurance, you will be covered even if you do not get sick and injured. Most people who do not hav ...read more

Health Care During Pregnancy

Sep 15, 2021

Health insurance (sometimes called a medical policy or health coverage) helps you cover medical costs incurred due to injury, illness, or disease. Health insurance is important to you, especially if you're pregnant. So what health insurance services are available for a pregnant woman? After the Affordable Care Act (the Affordable Care Act or ACER) was passed, health care coverage now requires all insurance plans in the Health Insurance Marketplace (the Marketplace) or Medicaid to insure certain ...read more

Answers to Who Needs Health Insurance

Sep 14, 2021

Anybody who needs health insurance coverage can either call the insurance company directly or work through an agent to find the policy that suits them best. An agent can give you information about all the plans that you qualify for as well as answer any questions that you may have regarding the application process, cost, the coverage itself, and so much more. You can ask for quotes from different companies online or you can go to an agent's office to apply directly. If you are applying through a ...read more

How Much Does Health Insurance Cover?

Sep 14, 2021

It is always a bit shocking to see how much health insurance an employer offers. Sometimes this can be upwards of $50 per month for a family policy. You see, the employer (the company that you work for) pays these deductibles for the employee (you). Now, this might not seem like that much money in a year but overtime (when you have several people in your family all working) it adds up and it can really add up over a year. It is best to budget for this, because if you run out of coverage you cou ...read more

What Are the Best Types of Health Insurance?

Sep 14, 2021

If you are searching for which health insurance is best for you and your family, then this article is going to help you find out the basic information you need about each health plan option. We will discuss the different types of insurance available and the plans that fit each category. To sign up with Affordable Health Care Act plans, there is open enrollment. For more specific information, you should contact your local Department of Health and Welfare. The type of health plan you choose depe ...read more